financially prepared this christmas

How to be financially prepared this Christmas

Think back to last Christmas and consider where the extra expenses came from. Was it petrol for the drive to the holiday destination? Gifts for new children in the extended family? Wine for the constant gatherings? And don’t forget the taxi…
women and cancer

RAD versus DAP payment history

If you move into residential care, you may be asked to pay for accommodation. You can choose to pay a lump sum Refundable Accommodation Deposit (RAD) or a Daily Accommodation Payment (DAP). RADs have been the most popular choice, but more and…
why do share markets move?
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Why do share markets move so much?

When global financial markets become volatile, it’s natural for investors to get anxious about the potential impact on their investments. But before you start selling up your shares, it’s important to understand what causes these market…
What kind of investor are you?

What kind of investor are you?

No two investors are alike – we all have our own goals, investment timeframes and risk appetites. That’s why your financial adviser works with you one-on-one to understand your personal investment style and make sure your portfolio is the…
End of financial year checklist for individuals

Your End of Financial Year Checklist

The end of financial year has a way of creeping up and catching us unprepared. But this time you can be ready, with a to-do list of tasks that you can tick off as you go. For instance, now may be the perfect time to put a bit extra into your…
winning the money mind games at EOFY

Winning the Money Mind Games

Money and emotion are strongly connected. Purchases often mean something to us personally. They broadcast our identity. They make us feel special. They reward us for hard work. But in the background, behind our most basic reasons for spending…
downsizer contributions for retirement
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Enhancing Retirement Outcomes Using Downsizer Contributions

Legislation to make superannuation downsizer contributions has now passed enabling individuals who are 65 or over to contribute proceeds from the sale of one eligible property to superannuation without needing to satisfy the work test. The…
business owners checklist for eofy

The Business Owner’s Checklist

Being your own boss can be rewarding, but it’s also incredibly challenging. That’s why it’s important to future-proof your hard work by taking steps today that will prepare your business for tomorrow. When you’re running your own…
How to save - LifePath Financial Planning
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The nitty gritty of financial goal setting

There is plenty of advice out there about why you should save for your future, but little that explains exactly how. One of the problems when discussing wealth creation and retirement planning is that it usually involves words rather than numbers.…
Becoming financially independent - LifePath financial planning
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Financial freedom: Your financial future starts now!

They say every great journey begins with a single step — and yours is just beginning. Here’s how to get on the path to financial freedom at the same time. Every year, thousands of young Australians start one of the biggest journeys of…
Understand market volatility - LifePath Financial Planning 4

Market Volatility: Facts and figures.

Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and other investments. In times like these, it is important to understand the causes of market movements…
Estate planning what to include - LifePath Financial Planning 3

Estate planning: what you need to know.

Estate planning involves much more than having an up-to-date will. It is important to ensure that your assets are distributed in the most effective manner and without adverse tax consequences for your beneficiaries. What is estate planning? Estate…
In home care technology - LifePath financial planning 2

Everything you wanted to know about in-home care

From voice-enabled health tools to wellbeing apps, technology advances are making in-home care an increasingly attractive option for retirees as they weigh up staying at home or moving into retirement or nursing facilities. LifePath Financial…
Ready for residential aged care - LifePath financial planning
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Are your parents not quite ready for residential aged care? Maybe home care is the answer.

Until a year ago, Joan was an active, independent woman enjoying her senior years. She loved to tend her garden, bake for her family and neighbours, watch football and read. Her daughter visited once a week with the grandchildren, but essentially…
women and cancer
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Women and cancer, what you need to know

Being faced with cancer can have a devastating impact on women and their families. That’s why it’s so important to reduce your health risks – and also know how to avoid the financial shock that a cancer diagnosis can bring. October…