Tailored Financial Advice Around Entering Aged Care or Retirement Villages + Estate Planning

At this stage in your life:

You've been enjoying retirement, but now it’s time to plan ahead. Managing your home and garden might be getting tougher or consuming too much of your time. Maybe a sudden health issue has cropped up—making it important and urgent for you to prepare financially for downsizing into retirement community living or some form of aged care.

Alternatively, you could be entering retirement and thinking ahead—worried about having too much fun spending your retirement funds and being left without the means to cover care later in life.

You might also be assisting a loved one, like a friend, family member Mum, or Dad, who's ready for permanent residential aged care. As their enduring power of attorney, you're overwhelmed by the complexities of Aged Care fees and Centrelink regulations, in addition to the emotional strain of seeing your loved one needing care.

No matter which situation resonates with you, what you really need is professional financial guidance and support to ease the pressure, stress and anxiety and help you find the right solution for your circumstances. Ultimately, providing peace of mind that your tailored solution is affordable and the best possible way forward for everyone.

LifePath Financial Planning can
help you with:

Lifepath Aged Care Gb
  • Understanding your care options and the affordability and financial implications of each—helping you to determine the right care option for yourself or your family member. (Whether it be home care, a retirement village, community living, or an aged care facility).
  • Calculating any means-tested fees, identifying strategies for minimising these fees and maximising Centrelink payments.
  • Clarifying any confusing entry and exit fees for retirement villages or aged care facilities.
  • Budgeting and cashflow management to handle healthcare costs and meet care deposits, facility fees and ongoing payments.
  • The tax considerations for planning your entry into aged care.
  • Gifting rules that could affect your pension and income-tested fees.
  • Legislation and entitlements for support.
  • The implications of selling or keeping your current home to pay for aged care costs.
  • Estate planning. More than just a Will, we will help you arrange your assets so that your life savings end up securely in the right hands at the right time, in the most tax-effective manner.

Why choose us?

Industry Aged Care
Industry Leader in Aged Care

Our specialist Aged Care team works with a range of Brisbane facilities, hospitals and community organisations.

3 Offices In Brisbane

Convenient for our clients, with locations across Northside and Southside Brisbane.

Best Practice Financial
A Best-Practice Organisation

Dedicated to providing unbiased, quality recommendations based purely on each client’s financial goals and personal objectives.

Our Free Resources

Retirement Guide

Uninformed financial decisions can be very costly and may result in undesirable lifestyle outcomes. Use this guide understand your Retirement Community options and the strategies available to you.

Aged Care Options

Wondering what aged care options are available? LifePath Financial Planning outlines the types of care available for seniors, from home care to community living to residential aged care.

Aged Care Guide

Uninformed financial decisions can cost thousands of dollars and, in some cases, restrict the options of care available. Use this guide to access all the financial planning information you need to know about this life stage from assessing your eligibility to the fees and charges associated with aged care.

Navigating the financial complexities of ageing and aged care can be a daunting task for individuals and families. Here at LifePath, we understand the unique financial challenges that come with planning for later life. Our dedicated, compassionate team of experienced financial experts is here to provide you with comprehensive financial planning and advisory services tailored to your specific needs. Whether you're focused on leaving a financial legacy, planning ahead for your own aged care or assisting a loved one, we're here to guide you through every step of the journey.

Preparing for—or entering—later life? Need financial advice about downsizing into a retirement community or transitioning a loved one into aged care? Let’s connect.

The first meeting is on us. There’s no cost and no pressure. Just a conversation with our compassionate, knowledgeable team to make sure we’re the right fit for you or your family.

What LifePath financial planning clients say