Investment

Bonds investment myths Lifepath FP

Bonds in the spotlight

Many myths and misconceptions about bonds abound, particularly during periods of rising rates. Here’s why despite current economic conditions, investing in bonds is still essential. Written by Jean Bauler, Head of Bond Indexing, Asia Pacific Fixed income markets routinely hum along without much fuss, leaving the share market to capture attention and fire up the…

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Rising interest rates LifePath Financial Planning tips

How to manage rising interest rates

Rising interest rates are almost always portrayed as bad news, by the media and by politicians of all persuasions. But a rise in rates cuts both ways. Higher interest rates are a worry for people with home loans and borrowers generally. But they are good news for older Australians who depend on income from bank…

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How to calm those market jitters

It’s been a rocky start to the year on world markets but that doesn’t mean you should hit the panic button. Staying the course is generally the best course, but that’s easier said than done when there’s a big market fall. In January markets plunged some 10 per cent but then staged a recovery. That…

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what is cryptocurrency article by Vanguard | LifePath Financial Planning Brisbane

What’s a cryptocurrency?

Like most things with a rising price tag, cryptocurrencies have garnered global recognition and interest for their sudden increase in value. From experienced investors to individuals just beginning their investment journey, many are wondering: are cryptocurrencies something I should look into? Here’s Vanguard’s take. At a glance: A cryptocurrency is a digital currency stored on…

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investing in inflation may provide new opportunities - article by LifePath Financial Planning Brisbane

Investing in inflation

Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad news for investors. In fact, inflation may provide new opportunities. In the September quarter, the consumer price index (CPI) rose 3 per cent year on year, a level previously not forecast to be reached until…

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What exactly is inflation? LifePath Financial Planning answers the question

What exactly is inflation?

By Beatrice Yeo, Economist What exactly is inflation? Why is the RBA so keen to see it return? And more importantly, what does this all mean for investors? The Reserve Bank of Australia has recently made an unprecedented change to the way it targets inflation. The bank’s mandate is to use monetary policy to keep…

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managing investment risk with LifePath Financial Planning

Managing investment risk in uncertain times

2020 exposed investors to the end of a bull market and the start of a global recession, all caused by a totally unexpected global pandemic. The outlook for the global economy and investment markets remains uncertain until an effective vaccine is available. While there is cause for optimism now that vaccines are becoming available, the…

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Your financial future starts now

They say every great journey begins with a single step — and yours is just beginning. Here’s how to get on the path to financial freedom at the same time. Every year, thousands of young Australians start one of the biggest journeys of their lives: their careers. And if you’re one of them, you’re probably…

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why do share markets move?

Why do share markets move so much?

When global financial markets become volatile, it’s natural for investors to get anxious about the potential impact on their investments. But before you start selling up your shares, it’s important to understand what causes these market movements and why they’re not always a reason to worry. Here are three things to keep in mind. 1….

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What kind of investor are you?

What kind of investor are you?

No two investors are alike – we all have our own goals, investment timeframes and risk appetites. That’s why your financial adviser works with you one-on-one to understand your personal investment style and make sure your portfolio is the right match. Ups and downs in the market are a natural part of the investment cycle,…

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Understand market volatility - LifePath Financial Planning 4

Market Volatility: Facts and figures.

Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and other investments. In times like these, it is important to understand the causes of market movements and how to minimise your risk. Why do markets move so much? Markets are influenced by many things –…

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Centrelink impact of renting the former home

Residents who move into residential aged care from January 1, 2017 and rent their former home will receive less generous Centrelink/Department of Veterans’ Affairs (DVA) assessments due to changes that are now effective. The Omnibus Bill, which received Royal Assent on September 16, 2016, saw the changes first announced in the 2015 Mid-Year Economic and…

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