Financial Tips
Strategies to rebuild super after early access
If you’ve accessed your super early due to COVID, there are a number of strategies that can help you get your super back on track, when the time is right. Three strategies to rebuild your super There are three key strategies that could help you boost your retirement savings between now and retirement. 1. Allocate some…
Time for an annual tune-up?
We don’t think twice about taking our car in for a regular tune up. Why? Because we know it’s going to mean our car runs at its best and saves unexpected problems down the track. It follows then that we should take the same approach to other areas of our lives. From our goals, to…
Steering through choppy seas
Like it or not, we live in interesting times. More than a decade after the Global Financial Crisis, the global economy is facing fresh headwinds creating uncertainty for policy makers and investors alike. This time around it’s not a debt crisis (although debt levels are extremely high) but geopolitical instability. The ongoing US-China trade war…
Keep your spending under control this summer
The summer months can be a time of heavy spending for many Australians, particularly in the lead-up to Christmas. In fact, we spend an average of $573 on presents alone1. For many of us, this puts a major strain on our credit cards. And instead of giving our finances the chance to recover, we continue…
Where is the best place to stash your cash?
If, like many Australians, you’re looking for ways to put some cash away for a rainy day, a holiday or to earn extra income, the job has just become a bit harder. It’s also become more urgent if you are expecting a handy tax return. In early July, the Reserve Bank cut rates to 1 per…
Fitness for life
There are some important exercise guidelines to follow as you head into your 40s, 50s and beyond. And to enjoy the best health benefits, you need to make sure you’re doing fitness right. Once an elite Ironman athlete, Guy Leech is a living example of how to keep your body strong through all stages of…
Q&As: Answers to some common financial questions
Here are the answers to some common questions our LifePath advisers have recently been asked. Is your question here, too? Q: I have two employers who are both paying superannuation guarantee contributions. I am worried that these contributions will push me over the $25,000 concessional cap this financial year. Is there anything I can do…
Help your kids avoid the debt spiral
When you’re young and living life to the full, it can be tempting to see your credit card as a bottomless well of money. And faced with higher living costs than previous generations – not to mention the lure of online shopping – many young people find themselves spending beyond their means on a regular…
How to be financially prepared this Christmas
Think back to last Christmas and consider where the extra expenses came from. Was it petrol for the drive to the holiday destination? Gifts for new children in the extended family? Wine for the constant gatherings? And don’t forget the taxi fares for the journeys home from nights out. However you look at it, Christmas…
Winning the Money Mind Games
Money and emotion are strongly connected. Purchases often mean something to us personally. They broadcast our identity. They make us feel special. They reward us for hard work. But in the background, behind our most basic reasons for spending or saving, our mind plays further tricks. If you become aware of these tricks then the…
The nitty gritty of financial goal setting
There is plenty of advice out there about why you should save for your future, but little that explains exactly how. One of the problems when discussing wealth creation and retirement planning is that it usually involves words rather than numbers. People say they want to “build a retirement nest egg” or “make sure I…
How to be financially prepared this Christmas
With Christmas just around the corner, here are five tips to help plan ahead and avoid a financial hangover on New Year’s Day. Think back to last Christmas and consider where the extra expenses came from. Was it petrol for the drive to the holiday destination? Gifts for new children in the extended family? Wine…
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